Products & Services
A collection-based savings scheme for daily savers.
12 Months
6.00% p.a.
18 Months
7.00% p.a.
24 Months
8.00% p.a.
- Minimum deposit is ₹100 per day; deposits due on holidays/Sundays are collected the next working day.
- A penalty of ₹5 per day applies for missed payments beyond 2 days (excluding holidays/Sundays).
- Interest is payable only on successful completion of the selected tenure.
- Premature closure is not eligible for interest.
A lump-sum deposit that pays out interest periodically.
Deposit Range
₹10,000 – ₹1,00,000
Interest Rate
1.50% per month
Lock-in Period
12 Months
- Interest payout options: monthly, quarterly or annually.
- Funds are locked in for 12 months from the date of deposit.
A one-time deposit with interest paid at maturity.
Tenure
12 Months
Deposit Range
₹10,000 – ₹1,00,000
Interest
6% on total deposit, payable at maturity
- Minimum investment is ₹10,000; maximum is ₹1,00,000 per member.
- Premature closure is not eligible for interest on the accumulated amount.
- On maturity, members may withdraw the amount or renew under the prevailing scheme.
Fixed monthly instalments building toward a lump sum.
Tenure
12 Months
Deposit Range
₹1,000 – ₹10,000 per month
Interest
Payable at maturity on total deposit
- A grace period of up to 2 working days applies to the monthly instalment; missed instalments are charged ₹10 per day.
- Premature closure is not eligible for interest.
- On maturity, members may withdraw the amount or renew under the prevailing scheme.
Interest rates, fees and eligibility criteria shown here are indicative and subject to revision by the Governing Body. The Sanction Committee retains full discretion to approve, modify or reject any loan application. Please confirm current rates and terms at our Silchar branch before making a decision.